Umbrella Insurance

Protect Your Assets with Comprehensive Umbrella Insurance

Umbrella insurance gives you extra liability protection that goes beyond your standard policies. It safeguards your financial future when accidents happen and claims go past your primary coverage limits. Our agency helps you secure the additional protection you need to shield your assets, savings, and future earnings from unexpected liability claims. We work with multiple carriers to find coverage that fits your situation. Reach out to us to discuss your umbrella insurance options.

When Additional Liability Coverage Becomes Essential

Life's unexpected moments can result in significant liability exposure. If you own property, have substantial assets, or simply want peace of mind, umbrella coverage fills the gaps your existing policies leave behind.

• Major accidents that exceed auto policy limits
• Serious injuries occurring on your property
• Lawsuits from accidents you're held responsible for
• Legal defense costs that quickly accumulate
• Protection for rental properties you own

This additional coverage acts as a financial safety net, protecting everything you've worked hard to build. It's surprisingly affordable for the level of protection it provides.

Why Choose R G Insurance

We've been protecting families and businesses since 2000, offering personalized service you won't find elsewhere. Our team brings an average of 20 years of experience per agent to every consultation.

• Local, veteran-owned agency
• We shop all major brands including Progressive, Travelers, and Foremost
• Insurance quotes delivered within 2-3 business days
• All services provided at no charge
• Fast and friendly service from fully licensed professionals
• We help you file any needed claim or even file it for you

Our commitment to the community is reflected in our memberships with the Brainerd Chamber of Commerce and Nisswa Chamber of Commerce. We're here to make insurance simple and accessible.

Contact Us

Protect your financial security with the right coverage. Our experienced team is ready to evaluate your current coverage and identify potential gaps that umbrella insurance can address. We'll compare options from multiple carriers to ensure you're getting the best protection at competitive rates. From protecting your home and vehicles to securing your business interests, we're here to help.

Contact us today to learn more about umbrella insurance coverage in Minnesota.